Tax on UK pensions..... France and UK

[janewalker55]

Thank you… This is what I was sort of presuming… I realise that what may seem a ’small’ pension in the UK can be very comfortable in France (no complaints from me here!)… but accept it may incur whatever tax the French deem correct… and I always stick to the rules - just don’t like mistakes!!! Really appreciate your input…

Jane

[JaneJones]

@janewalker55

I realise that what may seem a ’small’ pension in the UK can be very comfortable in France (no complaints from me here!)

The average income is under €25k. If you are curious you can see what the income level in your area is like in some detail

Géoportail

[David_Spardo]

Is it just me, or is that difficult to understand?

[JaneJones]

@David_Spardo

Is it just me, or is that difficult to understand

This link might be clearer, you click on a place and a box should pop up with the niveau de vie. Geoportail is great, but can be a bit clunky to use

Géoportail

[JohnH]

@janewalker55

I realise that what may seem a ’small’ pension in the UK can be very comfortable in France (no complaints from me here!)

I suspect many in the UK would see 55k as a very comfortable pension, too, even in EUR.

[larkswood12]

@janewalker55

This is what I was sort of presuming

You could enter your figures in the Impot’s tax simulator?

[b33jay]

@David_Spardo

I should just mention that UK State Pensions are not government pensions and are therefore taxable in France.

What isn’t taxable are such as teachers, police officers and, in my late wife’s case, local government pensions.

Speaking as someone who has lived here in comfortable circumstances for 24 years, I have never paid a penny in income tax. The bar is much higher here than in the UK.

UK state pension is taxable mine has just reached that point for the 2024/5 tax year. (pension minus tax allowance now results in a negative figure which is added to my taxable income.)

My local government pension is taxed.

[hairbear]

@JohnBoy

the amount is still used to calculate the tax bracket you fall into here.

It’s the same for UK exportable disability benefits. A few years ago the UK government lost a court case where they were saying that the PIP DLC component wasn’t exportable. The OH was affected and this meant she was paid 3 years worth of back dated PIP DLC in 2023 which had to be declared this year. Although it wasn’t taxable in France (according to our impots) it was still added to our taxable income to calculate the tax rate on the tax we did pay.

[David_Spardo]

@b33jay

My local government pension is taxed.

If you mean taxed in France, all I can say is that I was advised on here to put it in a separate box, which I have done for Fran’s for several years. It made no difference to me either way, we still didn’t get taxed wherever I put it.