I’ve had a look for answers but many posts are old.
We move to France as inactif in January. My wife has EU citizenship (not French). I do not - Brit.
I have already received my S1 and my wife is doing the same. I’m the pensioner and she’s the spring chicken. Do we need to take out health insurance ? Is EHIC/Global health card sufficient.
As part of obtaining Carte de Séjour, is it okay that we will be staying in a long term gite while buying/looking for a house? Do we need to produce utility bills. That would not be possible. Hoping to limit our temporary accommodation stage to 3-4 months.
Yoyr affiliation to CPAM (for example) covers you for treatment in France, paid for by the UK via the S1. The EHIC can be used for travel outside France, but unlikely to cover everything.
Indeed, but I took this part as a question about healthcare in France, pending sorting out their arrangements and might have been reading too much into it.
The EU regs simply require proof of actual residence, without requiring that you are living in a long term rental or owned property. You’ll see below from the extract I posted on SF recently - also attached-
for this specific CdS that the justificatifs for hôtel accommodation for example simply are hotel bills and an attestation from the hotelier…You could simply therefore show proof of your gite invoices, plus an attestation from the gite owner. As I’m sure you know, you will need to upload the justificatifs onto the ANEF site as part of your online application.
I think there’s a difference between the EHIC of pre-Brexit residents of France and that of subsequent ones, but I’m unsure of the details. However in either case the EHIC doesn’t become invalid (@JohnH) because of course, one can continue to use it in other EU countries.
Thanks all for help so far. I’ve been having a look around the ANEF platform - looks fairly straightforward. Still not very confident about need for insurance up to point S1 is registered with CPAM. I’m most concerned about how not being properly insured could impact registration for the Carte Séjour.
I share your concern. Bear in mind from the EU’s perspective, it is your wife’s situation that is most relevant. It is her EU citizenship, her physical presence in France, her financial resources that are taken into account ,and her medical insurance coverage that give her the right to free movement and settle in France. From her rights, and her rights alone, flow your right to accompany her and live in France.
On this basis, your wife’s name needs to be on the gite invoices, and attestation. Any significant income to meet resource tests, ideally needs to be either in her name or paid into a joint account.Given the questions already raised in this thread by others on the status of EHIC cards etc, if there is any doubt that her S1 will not be registered before you arrive in France, I personally would take out separate medical cover until such time as she has her S1 registered. Fabien and others can no doubt advise on insurance that can be cancelled once you’ve got the S 1 cover.
Yep, @fabien is my tried-and-trusted.
and, of course, it should be remembered that the S1 only gives the same cover as that of any French person here in France
ie sometimes a lot is paid by the State and sometimes a very little or none at all.
One needs to be aware of the financial implications of relying solely on S1.
With health it pays to be doubly safe. And given that even if you are legally on firm ground that sometimes makes no difference to the person you have to deal with to sort out an urgent medical issue. Fabian I believe can offer a health policy that once in the system can transmogrify into a mutuelle policy if you can’t cancel entirely. Which of course you can then change or cancel after a year.
